Advanced Funding - Craig Riley

Build a killer credit score in 2008
The formula for deciding who is most creditworthy is changing — just as borrowed money gets harder to come by. Here are seven moves to maximize your score.
By Liz Pulliam Weston
Understanding how credit works is about to become even more important.
Not only has the subprime meltdown made almost all credit harder to come by, but Fair Isaac, the company that created the leading FICO credit score, has announced changes to its formula.
As a result, some behaviors that may not have hurt your score much in the past could cause your numbers to plunge, while other actions could help you boost your score more than in the past. For example: